You need to login in order to enter the competition
Terms and conditions
You agree to these terms and conditions by using this web site at more4me.morethan.com ("web site"). These terms and conditions comprise the following Conditions of Use, Offer terms and conditions and the Privacy Policy. Please read these terms and conditions very carefully. If you do not agree to them you should not use the web site.
Quick Links
Conditions of Use
“MORE TH>N”
MORE TH>N is a registered trademark of RSA Insurance Group plc and a trading style of the companies marked * below:
- R&SA Marketing Services plc* (No. 02145778). Registered in England and Wales. Registered Office at St. Mark's Court, Chart Way, Horsham, West Sussex RH12 1XL, which operates in association with preferred suppliers to provide certain non-insurance products and services.
- Royal & Sun Alliance Insurance plc* (No. 93792). Registered in England and Wales. Registered Office at St. Mark's Court, Chart Way, Horsham, West Sussex RH12 1XL. Authorised and regulated by the Financial Services Authority (Reg No. 202323).
RSA Insurance Group plc is registered for Value Added Tax under VAT No. GB 165 0008 01. In these terms and conditions 'our', 'we', 'us' means the following companies together: R&SA Marketing Services plc and Royal & Sun Alliance Insurance plc.
When you register with the web site as a user by completing the user registration form on the web site, you will select a password. Your entitlement to use the web site is subject to your continued compliance with these terms and conditions and any other rules or directions which we may give from time to time. Access to the web site is via your personal details and password.
We allow you access to the web site on the basis that:
- You are a MORE TH>N Customer
- you are responsible for all actions taken under your personal details and password and you will use every effort to keep the password safe;
- you will keep confidential your MORE TH>N policy number and any password or discount code given to you for the purposes of accessing this web site or taking up any of the promotional offers advertised by us or our retail partners on this web site;
- you will not do anything which would assist anyone who is not a MORE TH>N customer and a registered user to gain access to the web site or to take up any of the promotional offers advertised on the web site by us or our retail partners;
- and you comply with these terms and conditions.
If, for any reason, we believe that you have not complied with these requirements, we may, at our discretion and without incurring liability and without giving you any advance notice, cancel your account, notify our retail partners of any misuse of a password or discount code and restrict access to any part of the web site immediately.
Retail partners
Where we advertise a third party’s ("retail partner") products or services on the web site, the products or services advertised (including any particular promotional offer) are subject to the retail partner’s terms and conditions referred to in the advertisement. Where you wish to purchase a retail partner’s goods or services you need to contact the retail partner direct to purchase these goods or services. Contact details for our retail partners have been provided for your convenience. We are not responsible for our retail partner’s goods or services or the legal consequences of you entering into a contract with the retail partner.
Content and product information
The descriptions of all the products and services contained in this web site are for information purposes only. The information and descriptions provided are not intended to be complete descriptions of all the terms, conditions and exclusions applicable. The precise coverage afforded by any insurance policy or other product issued by us is subject to the terms, conditions and exclusions of the policies as issued. Any other of the products and services provided are subject to their specific terms and conditions as set out throughout the web site.
Links to other sites
In this web site certain links, including hypertext links, will lead you to web sites or pages that are not under our control such as the web sites operated by our retail partners. These links are provided for your information and convenience and the inclusion of any link does not imply endorsement by us in any way of the site to which a particular link leads.
Other links in this web site will lead you to web sites or pages that are under the control of other RSA Group companies around the world. You should be aware that these web sites are maintained and operated locally and the law and regulations of countries other than the UK may govern the contents and use of such web sites. If you wish to know more about the conditions of use or privacy policies of these web sites, please contact the relevant RSA Group company.
May not frame or link to the web site or any part of it without our express written consent.
English law
These terms and conditions will be governed by and construed in accordance with English law. Any disputes arising in relation to these terms and will be subject to the exclusive jurisdiction of the English courts. If any of the following provisions shall be unlawful, void or for any purpose unenforceable, then the particular provision will be deemed severable and will not affect the validity and enforceability of the remaining provisions of the terms and conditions.
Access to the site
Unless otherwise specified, the information on this web site is directed solely at those who access the web site from the United Kingdom (of Great Britain and Northern Ireland).
Legal exclusions and limitations
We take care to ensure that the information contained in this web site is accurate and up-to-date. However, we make no representations or warranties about the accuracy, completeness, reliability or suitability for any purpose of the information and related graphics published in this web site, which may contain technical inaccuracies and typographical errors.
We are not providing any legal, accounting or other professional advice or opinion on specific facts or matters. Also, neither we nor any of our directors, employees or agents will be liable for damages arising out of or in connection with the use of this web site or the information in it.
We shall not have any liability under or in respect of any contract you enter into with any of our retail partners or for the goods or services supplied.
This limitation of liability applies to all damage of any kind, including (without limitation) compensatory, direct, indirect or consequential damages, loss of data, income or profit, loss of or damage to property and third party claims. However, nothing shall exclude or restrict liability for death or personal injury resulting from the negligence of us, our directors, employees or agents, or any other liability which cannot be excluded by law. Also, nothing shall exclude or restrict our obligations under the Financial Services and Markets Act 2000 or any other current or future Financial Services legislation.
Alterations
We reserve the right, at any time and without notice, to revise the contents of this web site including these terms and conditions. Any changes to these terms and conditions will be posted on this web site and by continuing to use this web site following any such change, you will signify that you agree to be bound by the revised conditions.
Use of your information
By using this web site, you agree to the use of any personal data that we may hold on you in accordance with the terms of the Privacy Policy. A copy of the Privacy Policy is accessible at any time by clicking here.
Copyright
All design, text, graphics and their selection or arrangements are the copyright of third parties or us. Permission is granted to you to copy electronically and to print in hard copy portions of this web site, solely for the purpose of you using the web site to seek a quotation or buy products and services. Any other use of materials on this web site (including reproduction for purposes other than those noted above and alteration, modification, distribution or republication) without prior written permission is strictly prohibited.
Trademarks
The various RSA and MORE TH>N trade marks and the get-up contained in this web site are owned by Royal & Sun Alliance Insurance plc or the other RSA Group companies. All other trade marks, product names and company logos are the property of the companies in the RSA Group or the property of their third party licensors. Neither Royal & Sun Alliance Insurance plc nor any Group company gives permission for the use of any of the trade marks, the get-up, product names, company names, logos or titles except as expressly granted in accordance with these terms and conditions and any such use may constitute an infringement of the holder's rights.
Force majeure
We shall not be liable to you for any breach of these terms and conditions or any failure to provide, or any delay in providing, our services through our web site that results from any event or circumstance beyond our reasonable control. This includes without limitation, strikes, lockouts and other industrial disputes, breakdown of systems or network access, fire, explosion, accident, insurrection and war.
Offer terms and conditions
Each promotional offer featured on the web site is subject to the terms and conditions of the offer provider. The offer is provided either by us or one of our retail partners as indicated in the offer details on the site.
Where you choose to take up a promotional offer featured on our web site, you contract directly with the provider and are subject to the offer specific terms and conditions. The terms and conditions are available by contacting the provider online or by phone, as indicated within each offer on the site.
You must keep confidential your MORE TH>N policy number and any password or discount code given to you for the purposes of accessing this web site or taking up any of the promotional offers advertised on this web site.
